The program’s flexible benefit levels allow for customization to suit each employer’s
preferences—from maximum coverage to maximum affordability. Employers can select
a standard program or custom design a program, choosing from a variety of benefit
options and coverage amounts. Our specialists work closely with employers and their
brokers to tailor the right solution for each business and its employees.
- Physician Office Visits
- Health Screenings
- Routine Well Child Care
- Out-Patient Lab, Diagnostic Testing and X-Rays
- Hospital Admission Benefit
- In-Patient Hospital Confinement
- Surgical and Anesthesia Benefit
- Critical Illness Coverage – (Cancer, Heart & Stroke, etc.)
- Accident Medical Benefit – (pays per occurrence – no utilization limits)
- Accidental Death & Dismemberment Benefits
- Ambulatory Surgery Center
- ICU/CCU Benefit
- Hospital Emergency Room Benefit
- Dislocation and Fracture Benefits
- Out-Patient Hospital Services
- 3 Tier Prescription Discount Benefit
- Alternate Generic Prescription Card - $10 Co-pay (optional)
- Vision Care Savings Network
- Hearing Benefits
- Dental Care SavingsNetwork
- Lab & Imaging Discounts
- Teledoc - 24/7/365 Physician Access
- Guarantee Issue – No Health Questions Asked
- Easy to Enroll
- No Limits for Pre-existing Conditions
- No Deductibles or Co-Pays
- Affordability
- Pays in Addition to Any Other Insurance
- Pays Benefits Direct to Insured or Assignable to Medical Provider
- Affordable Spouse or Dependents Only Coverage
- Fully Insured Benefits
- National Network Discount Savings Plan Included
- Provider of Choice – No Mandatory Network Usage
- Physician Office Visits Include Sick and Wellness
- Preventive Care
- Maternity Covered Same as Any Other Illness
- No Coordination of Benefits
- Flexible Rating Options – Banded or Composite
- No Discrimination (age, gender, smoker)
- Flexible Plan Design
- Bilingual Toll Free Customer Service
- Optional Dental and Short Term Disability Coverage
“An ounce of prevention is worth a pound of cure” - just being able to afford to
go to the doctor when symptoms occur may prevent real problems from developing.
Staying healthy is the goal, but when the unexpected does happen you may be able
to avoid a serious illness and loss of work time (and money) fighting a preventable
illness with a basic healthcare plan than without one.
Defined Benefit plan insurance coverage is not a substitute for major medical or
other comprehensive insurance coverage. Benefits are paid based on a pre-selected
fixed dollar amount per covered event. It may be subjection to exclusions, limitations
and restrictions of benefits provisions.
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